Kidnap and ransom policies may include cover for the financial losses that result from the kidnapping � for example a victim will not be able to attend to their normal affairs whilst in captivity and this might result in the loss of a home due to the mortgage payments not being made, or a loss resulting from inability to exercise share options, or as a result of being uninsured. A business might also suffer losses as a direct result of the kidnapping, particularly if the individual concerned is a key member of staff such as the CEO or FD. Such losses can also be covered by a kidnap and ransom policy.

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